At William Raveis Real Estate, Mortgage and Insurance, we service our clients with REALTORS who are CHP (Certified Homeownership Professional) certified. This is a designation earned in the classroom covering the entire purchasing process and services(real estate mortgage and insurance products) needed to purchase a home. William Raveis is reinventing the role of the real estate agent. We recognize that the industry is changing. Our agents are being certified in more than just real estate, they’re going to be professionals with experience and knowledge in the entire homeownership process. Our industry-first Certified Homeownership Professional (CHP) training provides our sales associates the foundation they need to provide expertise in every step of the homeownership process. For homebuyers, the process of purchasing their home is likely one of the biggest decisions they’ll ever make. Without a knowledgeable, experienced professional to guide them, it’s easy to become overwhelmed. Our professionals help their clients navigate the real estate, mortgage, insurance and settlement services processes-making the transaction as smooth and seamless as possible.
Our own bank uses bankers not mortgage brokers to service our client’s loans. Below are the Do’s and Don’ts when applying for a home loan that our resident banker wanted to share with you.